Tricks

By Steve Kim CFP® If you are nearing retirement, you have probably thought about Medicare. While at first glance it may appear the program covers all healthcare costs, the truth…

By Steve Kim, CFP ® Election years breed uncertainty, and in general, the market does not respond well to uncertainty. It is tempting to speculate how each candidate might affect…

By Steve Kim, CFP® If you have been reading the news, you have probably noticed that inflation has been a top headliner. Questions and concerns are rising: when will inflation…

Let us get the elephant out of the room: money is emotional. How can it not be, when it provides for your childrens’ education, memorable vacations, and so much more?…

As we begin the new year, I want to share my reflections on the financial markets in 2023 and the outlook for the markets in 2024. If you have not…

The path to the kind of retirement you’ve dreamed about may not be well-marked and neatly groomed. It might be riddled with traps, rough patches, and obstacles. It’s likely that…

We all spend decades working and saving toward the far-off retirement of our dreams. And while we may all have ideas about what we want to do, have you ever…

Retirement can last 20 to 30 years or more, so it may be helpful to consider it as a series of phases. Here are three phases that you might pass…

With the right planning, you can have the retirement of your dreams, whatever that may be. For many retirees, travel can be a big part of the vision they have…

Many people use life insurance as a safety net that will allow family members to pay bills, go to college, or support a business in case of the insured’s untimely…